:root{--blue:#0066FF;--ink:#0f172a;--gray:#64748b;--line:#e2e8f0;--soft:#f5f8ff;--warn:#b45309;--warn-bg:#fff7ed;--ok:#15803d;--ok-bg:#dcfce7;--bad:#b91c1c;--bad-bg:#fee2e2}
*{box-sizing:border-box}
body{margin:0;font-family:Muli,-apple-system,BlinkMacSystemFont,"Segoe UI",Helvetica,Arial,sans-serif;color:var(--ink);background:#fff;line-height:1.7;font-size:17px}
.wrap{max-width:1120px;margin:0 auto;padding:0 20px}
header{border-bottom:1px solid var(--line);background:#fff}
header .wrap{display:flex;justify-content:space-between;align-items:center;height:64px}
header img{height:30px;width:auto;display:block}
nav a{color:var(--gray);text-decoration:none;margin-left:22px;font-weight:600;font-size:14px}
nav a.btn{color:#fff;padding:8px 18px}
.crumb{font-size:13px;color:var(--gray);padding:18px 20px 0}
.crumb a{color:var(--gray)}
.btn{display:inline-block;background:var(--blue);color:#fff;padding:13px 26px;border-radius:999px;font-weight:700;text-decoration:none;line-height:1.3}
.btn.ghost{background:transparent;color:var(--blue);border:2px solid var(--blue)}
.btn.wa{background:#25D366}
.hero{display:grid;grid-template-columns:1.25fr 1fr;gap:48px;align-items:center;padding:30px 20px 48px}
.kicker{color:var(--blue);font-weight:800;font-size:13px;letter-spacing:.08em;text-transform:uppercase}
h1{font-size:42px;line-height:1.12;margin:10px 0 18px;font-weight:900;letter-spacing:-.01em}
.lead{font-size:19px;color:var(--gray);margin:0 0 22px}
.upd{font-size:14px;color:var(--gray);margin:0 0 24px}
.upd b{color:var(--ink)}
.ctas{display:flex;gap:12px;flex-wrap:wrap}
.facts{border:1px solid var(--line);border-radius:16px;box-shadow:0 20px 50px rgba(0,40,120,.10);background:#fff;overflow:hidden}
.facts .top{background:linear-gradient(135deg,#0b1b3a,#0066FF);color:#fff;padding:22px 24px}
.facts .top small{opacity:.8;font-weight:700;letter-spacing:.06em;text-transform:uppercase;font-size:12px}
.facts .top b{display:block;font-size:52px;line-height:1;font-weight:900;margin:6px 0 2px;font-variant-numeric:tabular-nums}
.facts .top span{opacity:.9;font-size:14px}
.facts dl{margin:0;display:grid;grid-template-columns:1fr 1fr}
.facts dl div{padding:14px 20px;border-top:1px solid var(--line)}
.facts dl div:nth-child(odd){border-right:1px solid var(--line)}
.facts dt{font-size:12px;color:var(--gray);font-weight:700;text-transform:uppercase;letter-spacing:.05em}
.facts dd{margin:2px 0 0;font-weight:800;font-size:15px;line-height:1.35}
.layout{display:grid;grid-template-columns:250px minmax(0,1fr);gap:56px;padding:24px 20px 40px;align-items:start}
.toc{position:sticky;top:20px;font-size:14px;border-left:2px solid var(--line);padding-left:16px}
.toc b{display:block;font-size:12px;letter-spacing:.08em;text-transform:uppercase;color:var(--gray);margin-bottom:8px}
.toc a{display:block;color:var(--gray);text-decoration:none;padding:4px 0;line-height:1.35}
.toc a:hover{color:var(--blue)}
article{max-width:760px}
article h2{font-size:30px;line-height:1.2;margin:56px 0 14px;font-weight:900;scroll-margin-top:20px}
article h2:first-child{margin-top:0}
article h3{font-size:20px;margin:30px 0 8px;font-weight:800}
article p,article li{color:#334155}
article a{color:var(--blue)}
article ul,article ol{padding-left:22px}
article li{margin:6px 0}
.box{border:1px solid var(--line);border-radius:14px;padding:20px 22px;margin:22px 0;background:var(--soft)}
.box.warn{background:var(--warn-bg);border-color:#fed7aa}
.box p:last-child,.box ul:last-child{margin-bottom:0}
.box p:first-child{margin-top:0}
.box h3{margin-top:0}
.tl{overflow-x:auto;margin:20px 0}
table{border-collapse:collapse;width:100%;font-size:15px;min-width:520px}
th,td{text-align:left;padding:11px 12px;border-bottom:1px solid var(--line);vertical-align:top}
th{font-size:12px;text-transform:uppercase;letter-spacing:.05em;color:var(--gray)}
td.n{font-variant-numeric:tabular-nums;font-weight:800;white-space:nowrap}
tr.max td{background:var(--bad-bg)}
.note{color:var(--gray);font-size:14px}
.grid2{display:grid;grid-template-columns:1fr 1fr;gap:14px;margin:18px 0}
.card{border:1px solid var(--line);border-radius:12px;padding:16px 18px;background:#fff}
.card h3{margin:0 0 4px;font-size:17px}
.card p{margin:0;font-size:15px}
.steps{counter-reset:s;display:grid;gap:14px;margin:18px 0}
.step{border-left:3px solid var(--blue);padding:2px 0 2px 18px}
.step:before{counter-increment:s;content:"Paso " counter(s);font-weight:900;color:var(--blue);font-size:13px;text-transform:uppercase;letter-spacing:.06em}
.step h3{margin:2px 0 4px}
.step p{margin:0}
.timeline{list-style:none;padding:0;margin:20px 0;border-left:2px solid var(--line)}
.timeline li{position:relative;padding:0 0 18px 22px;margin:0}
.timeline li:before{content:"";position:absolute;left:-7px;top:7px;width:12px;height:12px;border-radius:50%;background:#fff;border:2px solid var(--blue)}
.timeline li.now:before{background:var(--blue)}
.timeline time{display:block;font-weight:800;color:var(--ink);font-size:15px}
.quiz{border:2px solid var(--blue);border-radius:16px;padding:22px;margin:22px 0;background:#fff}
.quiz ol{padding-left:0;list-style:none;counter-reset:q;margin:0}
.quiz ol>li{counter-increment:q;border-bottom:1px solid var(--line);padding:12px 0;display:flex;gap:14px;justify-content:space-between;align-items:center;flex-wrap:wrap;margin:0}
.quiz ol>li>span{flex:1 1 260px;color:var(--ink)}
.quiz ol>li>span:before{content:counter(q) ". ";font-weight:900;color:var(--blue)}
.quiz .res ul{list-style:disc;padding-left:22px;margin:6px 0 16px}
.quiz .opts{display:flex;gap:6px}
.quiz button{font:inherit;font-size:14px;font-weight:700;border:1.5px solid var(--line);background:#fff;color:var(--gray);border-radius:999px;padding:5px 14px;cursor:pointer}
.quiz button[aria-pressed="true"].si{background:var(--ok-bg);border-color:var(--ok);color:var(--ok)}
.quiz button[aria-pressed="true"].no{background:var(--bad-bg);border-color:var(--bad);color:var(--bad)}
.quiz .res{margin-top:18px;padding:18px;border-radius:12px;background:var(--soft)}
.quiz .res b.big{font-size:34px;font-weight:900;display:block;line-height:1.1}
.quiz .res p{margin:6px 0 14px}
.faq details{border-bottom:1px solid var(--line);padding:14px 0}
.faq summary{font-weight:800;cursor:pointer;font-size:17px}
.faq details p{margin:10px 0 0}
.src{font-size:14px}
.src li{margin:4px 0}
.final{background:var(--blue);color:#fff;text-align:center;border-radius:20px;padding:50px 24px;margin:20px 0 10px}
.final h2{color:#fff;margin:0 0 10px;font-size:30px;font-weight:900;line-height:1.2}
.final p{opacity:.9;margin:0 0 24px;color:#fff}
.final .btn{background:#fff;color:var(--blue)}
.final .ctas{justify-content:center}
.final .btn.wa{background:#25D366;color:#fff}
.related{display:flex;flex-wrap:wrap;gap:10px;align-items:center;margin-top:28px;font-size:14px}
.related span{color:var(--gray);font-weight:700;margin-right:4px}
.related a{border:1px solid var(--line);border-radius:999px;padding:7px 14px;color:var(--ink);text-decoration:none;font-weight:600}
.related a:hover{border-color:var(--blue);color:var(--blue)}
.disc{font-size:13px;color:var(--gray);border-top:1px solid var(--line);padding-top:14px;margin-top:40px}
footer{padding:40px 20px;color:var(--gray);font-size:13px;text-align:center}
footer a{color:var(--gray)}
@media(max-width:960px){
 .layout{grid-template-columns:minmax(0,1fr);gap:10px}
 .toc{position:static;border-left:0;padding:16px;border:1px solid var(--line);border-radius:12px}
}
@media(max-width:860px){
 .hero{grid-template-columns:1fr;gap:28px}
 h1{font-size:32px} article h2{font-size:25px}
 nav a:not(.btn){display:none}
 .grid2{grid-template-columns:1fr}
 body{font-size:16px}
}